![]() ![]() One great option is to sign up for a multi-currency account with a linked card which lets you manage your account digitally and make cash withdrawals. Often buying foreign currency online is more convenient than visiting a branch in person. In many cases, you’ll also have the option to arrange your Chinese yuan online, which means you can get everything organised without needing to take extra time out of your day to go to the bank. However, picking up your Chinese yuan in person is not necessarily the most convenient choice. Assuming the bank or currency exchange office you visit has enough Chinese yuan in stock, you’ll be able to take away your travel money instantly. Usually if you plan to get foreign currency cash through a bank or a specialist travel money service, you’ll need to visit a branch or agent location, and take along your USD in cash, or a card to pay for your Chinese yuan. Each service will have its own process, so whichever way you choose, you’ll want to check directly with the provider you choose to make sure you know exactly what’s required to get your Chinese yuan conveniently and without unnecessary delays. There are a few different ways to get Chinese yuan in the US, so you can pick the method that suits you best. That can mean high commission fees and very poor foreign exchange rates. However, this can be very expensive compared to buying your Chinese yuan online before you head off, simply because airport exchange services know you have no other options until you get to your destination. Of course, you also have the option to buy Chinese yuan at the airport. The costs are often simply added into the exchange rate used for conversion, which can make them harder to spot. Banks may not have any conversion fee advertised, but that doesn’t necessarily mean the service is actually free. Your other alternatives include getting your cash at your bank, or at the airport. Use an online money exchange service, and collect your foreign cash or have it delivered to you - in this case, you may pay an exchange rate markup, which is an extra fee.Choose a specialist provider which has multi-currency accounts to support international spending - like Wise or Revolut.You’ll have a couple of options, depending on what suits your needs: The cheapest way to buy Chinese yuan in the US is usually online. What is the cheapest way to buy Chinese yuan in the US? Select from more than 90 foreign currencies and receive it as soon as the next day. CXI owns and operates 30+ of its own branch locations across the United States, as well as working through affiliates to extend branch services - plus you can order foreign currency online through its website.īuying euros online for home delivery is easy with CXI. Want to learn more? Read Wise account review and Revolut reviewĬurrency Exchange International specializes in providing foreign currency exchange at great rates with superior customer service. That means you don’t need to collect your travel money in advance, making the process fast and easy. Open a digital multi-currency account with a provider like Wise or Revolut, get your card, and simply make an ATM withdrawal once you arrive in China to get your Chinese yuan in cash. If you’d prefer to use a travel money card, you can also get that set up online. You can reserve your order, pick it up in a store or even have it delivered to your door, depending on which provider you pick. You won’t even need to leave home to order your money - and the USD to CNY exchange rate might be better online, to give you more Chinese yuan for your US dollars. ![]() Often this is one of the best ways to buy Chinese yuan, based on convenience and cost. You're not limited to buying and holding CNY with Wise you can hold balances in 40+ currencies, plus you can get local bank details to receive payments conveniently to Wise in a selection of global currencies. Switching from one currency to another costs from 0.43% with Wise - with the mid-market exchange rate, so you can see exactly what you’re spending, and how much your travel money is costing you. It’s free to open a Wise account, with a one time fee of 9 USD for the Wise debit card. You can also withdraw euros from an ATM whenever you need them - giving you the safety of spending with a card, and the convenience of cash. It’s free to spend in CNY when you have enough balance in your Wise account - or if you’d prefer, just leave your money in dollars and let your Wise card do the conversion when you make a purchase, with the mid-market exchange rate and low fees. With the Wise travel money card you’ll get the mid-market exchange rate whenever you need to switch from dollars to Chinese yuan. Best bank to transfer money internationally.Best foreign currency accounts in the USA.Complete international wire transfer guide. ![]()
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